Life in campus is a rollercoaster. You are more likely to encounter  a lot of financial problems at this point in life. This is quite inevitable and is bound to happen at some point. In order to avoid or successfully go through this phase,  one has to be smart enough to know what to do.

Here are some of the things to do ;

  1. Plan how to use your money
  2. Avoid peer pressure
  3. Get a part-time job
  4. Avoid over-generosity
  5. Avoid carrying around large amounts of cash
  6. Make yourself busy
  7. Start a savings account
  8. Stop taking on debts
  9. Avoid money-based relations
  10. Avoid student loans if you can do without.

1. Plan how to use your money
Planning how to use your money will help you avoid overspending. Make sure you plan for even the minutest amount of money you have. This could save you from going broke both in campus and later in life.

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2. Avoid peer pressure
Peer pressure in campus is a big deal and is also avoidable. Many students tend to spend their money on throwing parties and buying drinks for the group. You should avoid any kind of negative peer pressure if you want to be on the safe side with your money.

3. Get a part-time job
Find a way to earn you some extra money that will cater for your most basic needs when you are financially unstable. Do not wait on your parents all the time. This is actually very important since it will prepare you for your future jobs, since you will be learning some job ethics.

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4. Avoid over-generosity
It is okay to be generous to others. However, limit your kindness. Sometimes people do not deserve your kindness and will take advantage of you.

5. Avoid carrying around large amounts of cash
Carrying large amounts of cash will make you vulnerable to attacks and your money might be stolen. In addition, you might be tempted to spend your money on anything you come across.

6. Make yourself busy
Idleness makes people make dumb decisions. Keep yourself occupied in campus in order to avoid any temptation.

7. Start a savings account
Start a savings account when you have enough money to do so. This money will keep you on your feet when your financial state is at its lowest.

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8. Stop taking on debts
Avoid taking on debts since they might accumulate to the point where you fail to get enough money to pay them.

9. Avoid money-based relations
Many students tend to spend a lot of money on their friends in order prove their friendship. This is so wrong and you should avoid such to be safe.

10. Avoid student loans if you can do without.
Student loans are supposed to cater for you if you are unable to. However, if your parents are able to provide for you, avoid taking up such loans since you will end up misusing them.

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