In kenya there around 50 registered insurance companies which offers general and life insurance and others do both. In this article we are going to discuss the best 10 insurance companies which can offer you with the best policies ever. But before that lets get to know what an insurance company mean, insurance, types of insurance and the major role of those companies;

What is an insurance company?

A company, which may be for-profit, non-profit or government-owned, that sells the promise to pay for certain expenses in exchange for a regular fee, called a premium. For example, if one purchases health insurance, the insurance company will pay for (some of) the client’s medical bills, if any.

The major role of an insurance company is that;

It gives you financial protection from losses that can occur during normal business operations. When you buy insurance coverage, the insurance company helps cover the costs of covered losses up to the limits of your policy. Without coverage, you might have to pay for the costs out of pocket.

What is insurance ?

Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured.

What are the types of insurance?

Most experts agree that life, health, long-term disability, and auto insurance are the four types of insurance you must have.

All these companies offer the same products . However, each company has an array of value added services to the customers. Therefore when purchasing a policy, its good to look for the best insurance companies in Kenya.

We therefore recommend you seek advice before purchasing a policy so that you can have the best policy that meets your needs. At the same time you must have some knowledge of the insurance market because many policyholders in Kenya do not understand who their insurers are or what they do.

List of the best insurance companies in Kenya

For you to be able to have a better policy and even make a better decision when it comes to Purchasing of policies, below are some of the best insurance companies in Kenya and their  contacts:

1. British-American Insurance Company Kenya Limited (BRITAM)

Britam is a leading financial services group and one of the best insurance companies in Kenya. It offers a diversified range of financial services and products in banking and property, asset management, and insurance.

Britam is one of the best life, general, and micro-insurance companies you can find in Kenya. It offers a wide range of products for both businesses and individuals, including:

  • Medical insurance
  • Personal accident cover
  • Education plans
  • Home insurance
  • Motor vehicle insurance
  • Fire insurance
  • Liability insurance
  • Professional indemnity
  • Marine insurance

Britam is also the leading provider of cyber insurance. Its many years of experience in the industry enables it to provide flexible solutions to help businesses and individuals to plan for the future.

You can contact Britam through email or call +254-705-100-100. Or you can visit the company on Elgon Road, Upper Hill, Nairobi, Kenya.

2. CIC General Insurance
The CIC Group is one of the most experienced insurance and financial services companies in Kenya. Having been in existence for over three decades, the insurance firm has brought about innovative products that have made it one of the best medical insurance companies in Kenya. CIC is also a leading provider of micro-insurance in Kenya. Some of its products include:

  • General insurance
  • Life assurance
  • Health insurance

The company has many policies that cover both individuals/families and businesses. It also offers customized products that meet the needs of its customers.

You can contact CIC by visiting the head office at CIC Plaza, Mara Road, Upper Hill, Nairobi, Kenya. Or, call them using +254-703-099-120.

3. AAR Insurance Kenya
AAR Insurance is one of the oldest and best insurance companies in Kenya. It began its operations in the country in 1984. Its primary business model was to evacuate accident casualties by air and road. But over the years, AAR has created more opportunities to give its customers a comprehensive health cover. Today, the company provides many insurance solutions, including:

  • Travel insurance
  • Personal accident cover
  • Individual and family medical plans
  • Business enterprise medical plans
  • Professional indemnity cover
  • Homeowners insurance

AAR Insurance is also a prominent provider of school, marine, and landlord insurance cover. The company has flexible and competitive rates in the industry.

The company is located in Real Tower, Upper Hill, Nairobi, Kenya. Or, you can contact them through The company’s telephone numbers are +254-703063-000, +254-730-633-000, and +254-20-289-5000.

4. AIG Kenya Insurance Company
AIG is one of the largest general insurance companies in the world. In Kenya, the company has previously operated as Chartis Kenya and Alico insurance since 1972. It has grown to become one of the leading insurance companies in Kenya. The company offers various products for both businesses and individuals. Some of its lines include:

  • Domestic package insurance
  • Private and commercial motor vehicle insurance
  • Motorcycle insurance
  • Travel insurance
  • Individual personal accident insurance
  • Image protector insurance

Businesses can get an array of insurance solutions such as property, aviation, and marine insurance. The company also covers business liabilities and has an array of financial lines to protect both SMEs and large corporations.

You will find the company located in Eden Square Complex, AIG House, Chiromo Road. Or, contact them through P.O. Box 49460, 00100 Nairobi Kenya, email, or call +254-20-3676-000, +254-723-600-400, +254-723-600-500, and +254-731-091-298.

5. Madison Insurance Company Kenya

Madison is a diversified financial services company in Kenya incorporated in 1988. The company provides some of the best insurance products in the country at the most reasonable rates. It has many solutions that meet customer expectations. Some of its insurance products include:

  • General insurance
  • Health insurance
  • Life assurance
  • Travel insurance

Madison is one of the best education insurance companies in Kenya. It has an education policy that seeks to enable children to live their dreams by covering the costs involved.

You can get in touch by emailing, writing a letter to P.O. Box 47382 – 00100, Nairobi, Kenya, or calling them via +254-20-2864-000 and +254-709-922-000. Or, you can visit their head offices at Madison House, Upper Hill Close.

6. GA Insurance Company
GA Insurance Limited is a company that specializes in all classes of medical and general insurance. Incorporated in 1979, it is one of the most reputable insurers in the country and a preferred choice for many clients and intermediaries. The company provides personal, business, life, and health insurance products to its customers. You can get:

  • Travel insurance
  • Personal accident insurance
  • Motor insurance
  • Engineering insurances
  • Marine and aviation insurances

GA Insurance is also a leading provider of bonds, political violence, and terrorism insurance in Kenya. All its products are available at affordable rates and have open policies for all its customers.

You will find the company located on the 4th floor of GA Insurance House, Ralph Bunche Road, Nairobi, Kenya. Also, you can contact them through P.O. BOX 42166-00100, Nairobi, Kenya, or call them via +254-709-626-000.

7.Jubilee Insurance Company Limited

Jubilee Insurance is one of the oldest insurance companies in Kenya. Incorporated in 1937, it played a significant role in the establishment of the composite insurance industry in the country. Today, Jubilee is the best insurance company in Kenya that offers an array of insurance products and solutions. Some of these include:

  • Motor insurance
  • Health insurance
  • Home insurance
  • Education plans

As a public company with over 80 years of experience, Jubilee Insurance creates long-lasting solutions for its customers. Its policies are straightforward, and it has some of the best medical insurance rates in the country.

You can contact the company through email at, P.O. Box 30376 – 00100 Nairobi, Kenya, telephone+254-20-328-1000. Or, you can visit the insurer at Jubilee Insurance House, Wabera Street, Nairobi.

8. UAP Old Mutual
UAP Old Mutual Group is an integrated financial services company. It is one of the largest financial services groups in Kenya, and an experienced player in offering insurance, asset management, investment, and banking solutions to its customers. Some of its insurance products include:

  • Health insurance
  • Personal accident cover
  • Home insurance
  • Agriculture insurance
  • Corporate health insurance
  • Motor commercial cover

UAP Old Mutual is a leading provider of disability income cover in the region. It is a product that covers individuals against the loss of income mostly due to accidental physical harm. You can contact the company through:

Phone: +254-20-2850-000, +254-711-065-000, +254-711-065-100, or +254-711-010-100.
Or you can visit UAP Old Mutual Tower, Upper Hill Road, P.O. Box 43013 – 00100, Nairobi, Kenya.

9. Resolution Insurance Company

Resolution Insurance makes this list of insurance companies in Kenya because of its many insurance products and services. Incorporated in 2002 and formerly known as Resolution Health, the company offers many solutions that cater to the insurance needs of Kenyans. Some of these include:

  • Property covers
  • Medical plans
  • Motor covers
  • Travel plans
  • Liability

All classes of general insurance
Insurance products availed by the company provide value to customers wherever and whenever they are. Resolution Insurance is one of the few insurers in Kenya that allow policyholders to contribute premiums in flexible monthly installments.

Resolution Insurance Kenya is situated at Parkfield Place, Muthangari Drive, Off Waiyaki, Nairobi, Kenya. Or, you can contact them using email or call them using+254-709-990-000, +254-730-199-000, and +254-20-2894-000.

10. Liberty Life Assurance Kenya Limited
Liberty Life Assurance Kenya is one of the leading life insurance providers in the country. It has been providing relevant products and services to Kenyans for over 50 years. The company has innovative solutions that help its customers to protect their assets. Also, it has flexible and diverse products such as investment options, education, and retirement savings plans. Its insurance offerings cover individuals, businesses, and families. Some of these include:

  • Life protection plans
  • Funeral plans
  • Education plans
  • Group life assurance

Liberty Life also offers an array of annuity and risk products. It customizes its products to meet the unique needs of individuals, families, and businesses.

You can contact the company through P.O. Box 30364 – 00100, Nairobi, Kenya, phone +254-711-076-222, or email Or, visit its headquarters at Liberty House, Professional Way, Nairobi, Kenya.

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